:root{
  --paper:#FAFBFA;
  --paper-2:#EFF2F0;
  --paper-3:#E4E8E5;
  --ink:#121B2E;
  --ink-soft:#4B5768;
  --ink-faint:#7C8797;
  --line:#D7DCD8;
  --accent:#B8862E;
  --link:#8C6420;
  --teal:#1E6F68;
  --up:#1E7B4D;
  --down:#B23B3B;
  --chart-gold:#B8862E;
  --chart-teal:#018e7d;
  --chart-stocks:#2C6FA8;
  --chart-realestate:#B0532C;
  --chart-bonds:#6B4C8F;
  --chart-crypto:#05893e;
  --shadow:0 1px 2px rgba(18,27,46,.06), 0 10px 28px -14px rgba(18,27,46,.18);
  --font-display:'Fraunces',Georgia,'Times New Roman',serif;
  --font-body:'IBM Plex Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;
  --font-mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
}
@media (prefers-color-scheme: dark){
  :root:not([data-theme="light"]){
    --paper:#0C1220; --paper-2:#121A2B; --paper-3:#1A2338;
    --ink:#ECEEF0; --ink-soft:#B7C0CC; --ink-faint:#8996A8;
    --line:#263048; --accent:#D9AE5F; --link:#E3B15F; --teal:#4FB3AA;
    --up:#57C08A; --down:#E27878;
    --chart-gold:#be8605; --chart-teal:#06a995;
    --chart-stocks:#2C6FA8; --chart-realestate:#B0532C; --chart-bonds:#8d62bd; --chart-crypto:#05893e;
    --shadow:0 1px 2px rgba(0,0,0,.4), 0 10px 28px -14px rgba(0,0,0,.6);
  }
}
:root[data-theme="dark"]{
  --paper:#0C1220; --paper-2:#121A2B; --paper-3:#1A2338;
  --ink:#ECEEF0; --ink-soft:#B7C0CC; --ink-faint:#8996A8;
  --line:#263048; --accent:#D9AE5F; --link:#E3B15F; --teal:#4FB3AA;
  --up:#57C08A; --down:#E27878;
  --chart-gold:#be8605; --chart-teal:#06a995;
  --chart-stocks:#2C6FA8; --chart-realestate:#B0532C; --chart-bonds:#8d62bd; --chart-crypto:#05893e;
  --shadow:0 1px 2px rgba(0,0,0,.4), 0 10px 28px -14px rgba(0,0,0,.6);
}
*{box-sizing:border-box;}
body{background:var(--paper); color:var(--ink); font-family:var(--font-body); font-size:16px; line-height:1.5; -webkit-font-smoothing:antialiased;}
.wrap{max-width:1120px; margin-inline:auto; padding-inline:20px;}
a{color:var(--link);}
h1,h2,h3{font-family:var(--font-display); color:var(--ink); text-wrap:balance; font-weight:600; line-height:1.15; margin:0;}
p{margin:0;}
:focus-visible{outline:2px solid var(--accent); outline-offset:3px; border-radius:2px;}
@media (prefers-reduced-motion: reduce){ *{animation-duration:.01ms !important; transition-duration:.01ms !important; scroll-behavior:auto !important;} }

/* Masthead */
.masthead{position:sticky; top:env(safe-area-inset-top,0px); z-index:20; background:var(--paper); border-bottom:1px solid transparent; transition:box-shadow .2s ease, border-color .2s ease;}
.masthead.scrolled{border-color:var(--line); box-shadow:var(--shadow);}
.masthead-inner{display:flex; align-items:center; gap:16px; padding-block:14px;}
.wordmark{font-family:var(--font-display); font-weight:700; font-size:1.2rem; color:var(--ink); text-decoration:none; white-space:nowrap;}
.wordmark.small{font-size:1rem; margin:0 0 6px; display:inline-block;}
.search-wrap{flex:1; min-width:60px; max-width:360px;}
#siteSearch{width:100%; padding:9px 14px; border-radius:999px; border:1px solid var(--line); background:var(--paper-2); color:var(--ink); font-family:var(--font-body); font-size:.9rem;}
#siteSearch::placeholder{color:var(--ink-faint);}
.masthead-nav{display:flex; gap:16px; white-space:nowrap;}
.masthead-nav a{text-decoration:none; font-size:.9rem; color:var(--ink-soft); font-weight:500;}
.masthead-nav a:hover{color:var(--link);}
@media (max-width:820px){
  .masthead-inner{flex-wrap:wrap; row-gap:10px; gap:12px;}
  .masthead-nav{order:2; margin-left:auto; flex-wrap:wrap;}
  .search-wrap{order:3; flex-basis:100%; max-width:none;}
}
@media (max-width:420px){
  .masthead-nav{gap:11px;}
  .masthead-nav a{font-size:.82rem;}
}

/* Hero */
.hero{display:flex; align-items:center; gap:40px; padding-block:44px 28px;}
.hero-text{flex:1; min-width:0;}
.eyebrow{font-family:var(--font-mono); font-size:.75rem; letter-spacing:.06em; text-transform:uppercase; color:var(--accent); margin:0 0 14px;}
.hero h1{font-size:clamp(2rem,1.5rem + 2vw,3.2rem); margin-bottom:16px;}
.hero-sub{color:var(--ink-soft); font-size:1.05rem; line-height:1.6; max-width:56ch; margin:0 0 20px;}
.hero-stats{display:flex; gap:20px; flex-wrap:wrap; font-family:var(--font-mono); font-size:.85rem; color:var(--ink-faint); list-style:none; padding:0; margin:0;}
.hero-stats strong{color:var(--ink); font-weight:600;}
.hero-art{flex-shrink:0; width:120px; height:120px;}
.hero-art svg{display:block; width:100%; height:100%;}
.hm-rim{fill:none; stroke:var(--line); stroke-width:2;}
.hm-rim2{fill:none; stroke:var(--accent); stroke-width:2; stroke-dasharray:4 10; opacity:.6;}
.hm-needle{fill:var(--ink); opacity:.85;}
.hm-needle2{fill:var(--accent);}
.hm-line{fill:none; stroke:var(--teal); stroke-width:3; stroke-linecap:round; stroke-linejoin:round;}
.hm-center{fill:var(--paper); stroke:var(--ink); stroke-width:2;}
@media (max-width:640px){ .hero{flex-direction:column; align-items:flex-start; padding-block:28px 20px;} .hero-art{width:80px;height:80px;} }

/* Chips */
.chiprow{display:flex; gap:10px; overflow-x:auto; padding-block:6px 30px; scrollbar-width:thin; list-style:none; margin-block:0; margin-inline:auto;}
.chip{flex:0 0 auto; display:inline-flex; align-items:center; gap:7px; padding:7px 14px; border-radius:999px; background:var(--paper-3); border:1px solid var(--line); color:var(--ink-soft); text-decoration:none; font-size:.85rem; font-weight:500; white-space:nowrap;}
.chip .dot{width:8px; height:8px; border-radius:50%; background:var(--cat,var(--accent));}
.chip:hover{border-color:var(--cat,var(--accent)); color:var(--ink);}
.chip-all{background:var(--ink); color:var(--paper); border-color:var(--ink);}
.chip-all:hover{opacity:.85; color:var(--paper);}

/* Sections */
.section{padding-block:8px 56px;}
.section-title{font-size:1.5rem; margin-bottom:22px;}

/* Card grid */
.grid{display:grid; grid-template-columns:repeat(auto-fill,minmax(270px,1fr)); gap:22px;}
.card{display:flex; flex-direction:column; gap:10px; padding:20px; background:var(--paper-2); border:1px solid var(--line); border-left:4px solid var(--cat,var(--line)); border-radius:10px; text-decoration:none; transition:transform .15s ease, box-shadow .15s ease;}
.card:hover{transform:translateY(-2px); box-shadow:var(--shadow);}
.card-cat{display:inline-flex; align-items:center; gap:6px; font-size:.75rem; font-weight:600; text-transform:uppercase; letter-spacing:.04em; color:var(--ink-soft); text-decoration:none;}
.card-cat .dot{width:7px; height:7px; border-radius:50%; background:var(--cat,var(--accent));}
.card-title{font-size:1.15rem; line-height:1.3; margin:0;}
.card-excerpt{color:var(--ink-soft); font-size:.92rem; line-height:1.55; margin:0; display:-webkit-box; -webkit-line-clamp:3; -webkit-box-orient:vertical; overflow:hidden;}
.card-meta{font-family:var(--font-mono); font-size:.75rem; color:var(--ink-faint); margin-top:auto;}

.loadmore{display:flex; justify-content:center; margin-top:32px;}
.btn{display:inline-flex; align-items:center; gap:8px; padding:11px 22px; border-radius:999px; background:var(--ink); color:var(--paper); text-decoration:none; font-weight:600; font-size:.9rem; border:none; cursor:pointer; font-family:var(--font-body);}
.btn:hover{opacity:.88;}

/* Breadcrumb */
.breadcrumb{display:flex; gap:8px; flex-wrap:wrap; font-size:.8rem; color:var(--ink-faint); padding-top:22px; margin-bottom:6px; list-style:none;}
.breadcrumb a{color:var(--ink-faint); text-decoration:none;}
.breadcrumb a:hover{color:var(--link);}

/* Article header */
.article-header{padding-block:18px 8px; max-width:76ch;}
.article-header h1{font-size:clamp(1.8rem,1.4rem + 1.6vw,2.6rem); margin:12px 0 14px;}
.dek{color:var(--ink-soft); font-size:1.1rem; line-height:1.55; margin:0 0 14px;}
.article-meta{font-family:var(--font-mono); font-size:.8rem; color:var(--ink-faint); margin:0;}

.takeaways{background:var(--paper-2); border:1px solid var(--line); border-radius:12px; padding:20px 24px; margin:26px 0 8px; max-width:76ch;}
.takeaways h2{font-size:.8rem; text-transform:uppercase; letter-spacing:.05em; font-family:var(--font-mono); color:var(--accent); margin-bottom:10px;}
.takeaways ul{margin:0; padding-left:1.2em; color:var(--ink); line-height:1.6;}
.takeaways li{margin-bottom:6px;}

.article-grid{display:grid; grid-template-columns:minmax(0,1fr) 280px; gap:48px; padding-block:28px 60px;}
@media (max-width:860px){ .article-grid{grid-template-columns:1fr; gap:36px;} }

.prose{max-width:68ch;}
.prose h2{font-size:1.4rem; margin:1.3em 0 .7em;}
.prose h2:first-child{margin-top:0;}
.prose p{color:var(--ink); line-height:1.75; margin:0 0 1.1em; font-size:1.02rem;}
.prose ul{color:var(--ink); line-height:1.7; margin:0 0 1.1em; padding-left:1.3em;}
.prose li{margin-bottom:.4em;}
.pullquote{font-family:var(--font-display); font-style:italic; font-size:1.25rem; line-height:1.5; color:var(--ink); border-left:3px solid var(--accent); padding-left:18px; margin:1.8em 0;}
.disclaimer{font-size:.85rem; color:var(--ink-faint); border-top:1px solid var(--line); padding-top:16px; margin-top:2.2em;}
.tags{font-size:.85rem; color:var(--ink-faint); margin-top:1em;}
.tags a{color:var(--ink-faint); text-decoration:underline; text-underline-offset:2px;}
.tags a:hover{color:var(--link);}

.article-aside{display:flex; flex-direction:column; gap:28px;}
.toc, .related{background:var(--paper-2); border:1px solid var(--line); border-radius:12px; padding:18px 20px;}
.toc h2, .related h2{font-size:.75rem; text-transform:uppercase; letter-spacing:.05em; font-family:var(--font-mono); color:var(--ink-faint); margin-bottom:12px;}
.toc nav{display:flex; flex-direction:column; gap:2px;}
.toc a{font-size:.87rem; color:var(--ink-soft); text-decoration:none; padding:5px 0 5px 10px; border-left:2px solid var(--line); cursor:pointer;}
.toc a:hover{color:var(--link); border-left-color:var(--accent);}
.related-item{display:block; font-size:.9rem; color:var(--ink); text-decoration:none; padding:8px 0; border-bottom:1px solid var(--line);}
.related-item:last-child{border-bottom:none;}
.related-item:hover{color:var(--link);}

.category-header{padding-block:20px 30px; max-width:70ch;}
.category-header h1{font-size:clamp(1.8rem,1.4rem + 1.4vw,2.4rem); margin:10px 0 10px;}

.about h1{font-size:2rem; margin-bottom:16px;}
.about p{color:var(--ink); line-height:1.75; max-width:66ch; margin:0 0 1.1em;}
.about .hero-sub{max-width:66ch;}

.notfound{padding-block:60px;}
.notfound h1{margin-bottom:10px;}
.notfound .btn{margin-top:18px;}

/* Footer */
.site-footer{border-top:1px solid var(--line); margin-top:40px; background:var(--paper-2);}
.footer-inner{display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:32px; padding-block:40px 24px;}
@media (max-width:640px){ .footer-inner{grid-template-columns:1fr; gap:24px;} }
.footer-brand .hero-sub.small{font-size:.9rem; max-width:40ch; margin:0;}
.footer-domain{font-family:var(--font-mono); font-size:.8rem; color:var(--ink-faint); margin:10px 0 0;}
.footer-links h3{font-family:var(--font-mono); font-size:.75rem; text-transform:uppercase; letter-spacing:.05em; color:var(--ink-faint); margin:0 0 12px;}
.footer-links nav{display:flex; flex-direction:column; gap:8px;}
.footer-links a{color:var(--ink-soft); text-decoration:none; font-size:.9rem;}
.footer-links a:hover{color:var(--link);}
.footer-legal{border-top:1px solid var(--line); padding-block:16px 28px;}
.footer-legal p{font-size:.78rem; color:var(--ink-faint); margin:0; line-height:1.6;}

/* ---------- Tools ---------- */
.tool-header{padding-block:20px 8px; max-width:76ch;}
.tool-header h1{font-size:clamp(1.8rem,1.4rem + 1.6vw,2.6rem); margin:10px 0 12px;}

.tools-index-grid{display:grid; grid-template-columns:repeat(auto-fill,minmax(260px,1fr)); gap:22px; margin-top:30px;}
.tool-card-lg{display:flex; flex-direction:column; gap:10px; padding:26px 24px; background:var(--paper-2); border:1px solid var(--line); border-radius:14px; text-decoration:none; transition:transform .15s ease, box-shadow .15s ease;}
.tool-card-lg:hover{transform:translateY(-2px); box-shadow:var(--shadow);}
.tool-card-icon{display:block; width:44px; height:44px;}
.tool-card-lg h2{font-size:1.2rem; margin:2px 0 0;}
.tool-card-lg p{color:var(--ink-soft); font-size:.92rem; line-height:1.55; margin:0;}
.tool-card-cta{margin-top:auto; padding-top:8px; font-size:.85rem; font-weight:600; color:var(--link);}

.ticon .ticon-line{fill:none; stroke:var(--accent); stroke-width:3; stroke-linecap:round; stroke-linejoin:round;}
.ticon .ticon-dot{fill:var(--accent);}
.ticon .ticon-axis{stroke:var(--line); stroke-width:1.5;}
.ticon .ticon-fill-1{fill:var(--accent); opacity:.88;}
.ticon .ticon-fill-2{fill:var(--teal); opacity:.88;}
.ticon .ticon-ring{fill:none; stroke:var(--line); stroke-width:2;}

/* Homepage tool promo band */
.tool-promo{background:var(--paper-2); border-block:1px solid var(--line); padding-block:40px; margin-block:8px 0;}
.tool-promo-head{display:flex; align-items:baseline; justify-content:space-between; gap:16px; margin-bottom:20px; flex-wrap:wrap;}
.tool-promo-head p{color:var(--ink-soft); font-size:.92rem; margin:4px 0 0;}
.tool-promo-head a{font-size:.88rem; font-weight:600; white-space:nowrap;}
.tool-promo-grid{display:grid; grid-template-columns:repeat(auto-fill,minmax(230px,1fr)); gap:18px;}
.tool-promo-card{display:flex; flex-direction:column; gap:8px; padding:20px; background:var(--paper); border:1px solid var(--line); border-radius:12px; text-decoration:none;}
.tool-promo-card:hover{border-color:var(--accent);}
.tool-promo-card h3{font-size:1.05rem; margin:2px 0 0;}
.tool-promo-card p{color:var(--ink-soft); font-size:.87rem; line-height:1.5; margin:0;}

/* Tool page layout */
.tool-layout{display:grid; grid-template-columns:320px minmax(0,1fr); gap:32px; padding-block:24px 56px; align-items:start;}
@media (max-width:860px){ .tool-layout{grid-template-columns:1fr; gap:28px;} }
.tool-inputs{background:var(--paper-2); border:1px solid var(--line); border-radius:14px; padding:22px; display:flex; flex-direction:column; gap:18px;}

.field{display:flex; flex-direction:column; gap:8px;}
.field > label{font-size:.85rem; font-weight:600; color:var(--ink-soft); display:flex; justify-content:space-between; gap:8px;}
.field-input{display:flex; align-items:center; border:1px solid var(--line); border-radius:8px; background:var(--paper); overflow:hidden;}
.field-input:focus-within{border-color:var(--accent);}
.field-prefix{padding-left:12px; color:var(--ink-faint); font-family:var(--font-mono); font-size:.9rem;}
.field-input input[type="number"]{flex:1; min-width:0; border:none; background:transparent; color:var(--ink); font-family:var(--font-mono); font-size:.95rem; padding:10px 12px; -moz-appearance:textfield;}
.field-input input[type="number"]:focus{outline:none;}
.field-input input[type="number"]::-webkit-outer-spin-button,
.field-input input[type="number"]::-webkit-inner-spin-button{-webkit-appearance:none; margin:0;}
.range-val{font-family:var(--font-mono); color:var(--accent); font-weight:600;}
input[type="range"]{width:100%; accent-color:var(--accent); height:20px; background:transparent;}

.stat-row{display:grid; grid-template-columns:repeat(auto-fit,minmax(150px,1fr)); gap:14px; margin-bottom:22px;}
.stat-tile{background:var(--paper-2); border:1px solid var(--line); border-radius:12px; padding:16px 18px;}
.stat-label{font-size:.78rem; color:var(--ink-faint); margin:0 0 6px;}
.stat-value{font-size:1.5rem; font-weight:600; font-family:var(--font-body); color:var(--ink); margin:0;}
.stat-sub{font-size:.78rem; color:var(--ink-faint); margin:4px 0 0;}

.fallback-note{background:var(--paper-3); border:1px solid var(--line); border-left:4px solid var(--accent); border-radius:10px; padding:14px 18px; font-size:.9rem; color:var(--ink-soft); line-height:1.55; margin-bottom:22px;}

.chart-card{background:var(--paper-2); border:1px solid var(--line); border-radius:14px; padding:22px;}
.chart-head{display:flex; align-items:center; justify-content:space-between; gap:12px; flex-wrap:wrap; margin-bottom:14px;}
.chart-head h2{font-size:1.05rem;}
.chart-legend{display:flex; gap:16px; flex-wrap:wrap; font-size:.82rem; color:var(--ink-soft);}
.chart-legend-wrap{margin-top:14px;}
.legend-item{display:inline-flex; align-items:center; gap:6px;}
.legend-swatch{width:10px; height:10px; border-radius:2px; display:inline-block; flex-shrink:0;}
.legend-swatch-line{height:2px; border-radius:1px;}

.chart-wrap{position:relative;}
.chart-wrap svg{display:block; width:100%; height:auto;}
.grid-line{stroke:var(--line); stroke-width:1;}
.axis-baseline{stroke:var(--ink-faint); stroke-width:1;}
.axis-label{font-family:var(--font-mono); font-size:11px; fill:var(--ink-faint);}
.chart-callout{font-size:11px; fill:var(--ink-soft); font-weight:600;}
.threshold-line{stroke:var(--ink-faint); stroke-width:1.5; stroke-dasharray:5 4;}
.crosshair{stroke:var(--ink-faint); stroke-width:1; pointer-events:none;}

.chart-tooltip{position:absolute; z-index:5; background:var(--paper); border:1px solid var(--line); border-radius:10px; padding:10px 12px; box-shadow:var(--shadow); font-size:.82rem; min-width:160px; pointer-events:none;}
.tip-x{font-family:var(--font-mono); font-size:.75rem; color:var(--ink-faint); margin:0 0 6px;}
.tip-row{display:flex; align-items:center; justify-content:space-between; gap:14px; margin:0; padding:2px 0;}
.tip-key{display:flex; align-items:center; gap:6px; color:var(--ink-soft);}
.tip-key::before{content:""; width:9px; height:2px; background:var(--k,var(--ink-faint)); display:inline-block; border-radius:1px;}
.tip-val{font-family:var(--font-mono); font-weight:600; color:var(--ink);}
.tip-total{border-top:1px solid var(--line); margin-top:4px; padding-top:6px;}
.tip-total .tip-key::before{display:none;}

.chart-table-details{margin-top:16px;}
.chart-table-details summary{cursor:pointer; font-size:.85rem; color:var(--link); font-weight:600;}
.chart-table-details > div{max-height:280px; overflow-y:auto;}
.data-table{width:100%; border-collapse:collapse; margin-top:12px; font-size:.85rem;}
.data-table th, .data-table td{text-align:right; padding:7px 10px; border-bottom:1px solid var(--line); font-family:var(--font-mono); font-variant-numeric:tabular-nums;}
.data-table th:first-child, .data-table td:first-child{text-align:left; font-family:var(--font-body);}
.data-table th{color:var(--ink-faint); font-weight:600; font-size:.75rem; text-transform:uppercase; letter-spacing:.03em;}
.data-table tbody tr:hover{background:var(--paper-3);}

.quiz-block{display:flex; flex-direction:column; gap:18px;}
.quiz-q{border:none; padding:0; margin:0;}
.quiz-q legend{font-size:.85rem; font-weight:600; color:var(--ink-soft); padding:0 0 8px; width:100%;}
.quiz-opts{display:flex; flex-direction:column; gap:6px;}
.quiz-opt{text-align:left; padding:9px 12px; border-radius:8px; border:1px solid var(--line); background:var(--paper); color:var(--ink); font-family:var(--font-body); font-size:.86rem; cursor:pointer;}
.quiz-opt:hover{border-color:var(--accent);}
.quiz-opt.active{background:var(--ink); border-color:var(--ink); color:var(--paper);}

.alloc-bar-wrap{padding-block:4px 6px; position:relative;}
.alloc-bar{display:flex; height:52px; border-radius:4px; gap:2px;}
.alloc-seg{height:100%; min-width:3px; transition:opacity .15s ease; cursor:pointer;}
.alloc-seg:hover, .alloc-seg:focus-visible{opacity:.85; outline:none;}

.cta-box{display:flex; align-items:center; justify-content:space-between; gap:18px; flex-wrap:wrap; background:var(--paper-2); border:1px solid var(--line); border-left:4px solid var(--accent); border-radius:12px; padding:18px 22px; margin:1.8em 0;}
.cta-text{font-family:var(--font-display); font-size:1.1rem; font-weight:600; color:var(--ink); margin:0;}
.cta-sub{color:var(--ink-soft); font-size:.88rem; margin:4px 0 0;}
.cta-box .btn{flex-shrink:0;}

.scorebox{background:var(--paper-2); border:1px solid var(--line); border-radius:14px; padding:22px 24px; margin:1.8em 0;}
.scorebox-head{display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:18px; padding-bottom:16px; border-bottom:1px solid var(--line);}
.scorebox-eyebrow{font-family:var(--font-mono); font-size:.72rem; text-transform:uppercase; letter-spacing:.06em; color:var(--ink-faint); margin:0 0 4px;}
.scorebox-head h3{font-size:1.15rem; margin:0;}
.scorebox-overall{display:flex; align-items:baseline; gap:2px; flex-shrink:0;}
.scorebox-overall-num{font-family:var(--font-display); font-size:2.1rem; font-weight:700; color:var(--accent); line-height:1;}
.scorebox-overall-max{font-size:.95rem; color:var(--ink-faint);}
.scorebox-grid{display:flex; flex-direction:column; gap:10px;}
.scorebox-row{display:grid; grid-template-columns:minmax(120px,1fr) minmax(80px,3fr) 20px; align-items:center; gap:12px;}
.scorebox-row-label{font-size:.85rem; color:var(--ink-soft);}
.score-track{height:8px; border-radius:4px; background:var(--paper-3); overflow:hidden;}
.score-fill{height:100%; background:var(--accent); border-radius:4px;}
.scorebox-row-val{font-family:var(--font-mono); font-size:.82rem; color:var(--ink-faint); text-align:right;}
.scorebox-disclosure{font-size:.78rem; color:var(--ink-faint); line-height:1.55; margin:18px 0 0; padding-top:14px; border-top:1px solid var(--line);}
.scorebox-disclosure a{color:var(--link);}
@media (max-width:520px){
  .scorebox-row{grid-template-columns:1fr; row-gap:4px;}
  .scorebox-row-val{text-align:left;}
}

.reviews-methodology{background:var(--paper-2); border:1px solid var(--line); border-radius:14px; padding:22px 24px; margin-bottom:32px;}
.reviews-methodology h2{font-size:1.05rem; margin:0 0 10px;}
.reviews-methodology p{color:var(--ink-soft); font-size:.9rem; line-height:1.6; margin:0 0 10px;}
.reviews-methodology ul{margin:0 0 10px; padding-left:1.2em; color:var(--ink-soft); font-size:.88rem; line-height:1.7;}
.reviews-methodology .disclaimer{font-size:.8rem; color:var(--ink-faint); margin:0;}
.reviews-list{display:flex; flex-direction:column; gap:14px;}
.review-card{display:grid; grid-template-columns:36px 1fr auto; align-items:center; gap:18px; background:var(--paper-2); border:1px solid var(--line); border-radius:12px; padding:18px 20px; text-decoration:none; color:inherit; transition:border-color .15s ease;}
.review-card:hover{border-color:var(--accent);}
.review-rank{font-family:var(--font-mono); font-size:1.1rem; font-weight:700; color:var(--ink-faint);}
.review-info h3{font-size:1.02rem; margin:0 0 4px; color:var(--ink);}
.review-bestfor{font-size:.85rem; color:var(--ink-soft); margin:0 0 8px;}
.review-subscores{display:flex; gap:10px; flex-wrap:wrap;}
.review-subscore{display:flex; align-items:center; gap:5px; font-size:.72rem; color:var(--ink-faint);}
.review-subscore .score-track{width:38px;}
.review-score-badge{display:flex; flex-direction:column; align-items:center; justify-content:center; flex-shrink:0; width:64px; height:64px; border-radius:50%; background:var(--paper-3); border:1px solid var(--line);}
.review-score-badge strong{font-family:var(--font-display); font-size:1.3rem; color:var(--accent); line-height:1;}
.review-score-badge span{font-size:.68rem; color:var(--ink-faint);}
@media (max-width:640px){
  .review-card{grid-template-columns:28px 1fr; row-gap:12px;}
  .review-score-badge{grid-column:2; justify-self:start;}
  .review-subscores{display:none;}
}

/* ---------- Golden visa ---------- */
.visa-status{flex-shrink:0; align-self:flex-start; font-family:var(--font-mono); font-size:.68rem; text-transform:uppercase; letter-spacing:.05em; font-weight:600; padding:4px 9px; border-radius:999px; border:1px solid;}
.st-open{color:var(--up); border-color:var(--up); background:color-mix(in srgb, var(--up) 10%, transparent);}
.st-restricted{color:var(--accent); border-color:var(--accent); background:color-mix(in srgb, var(--accent) 10%, transparent);}
.st-closed{color:var(--down); border-color:var(--down); background:color-mix(in srgb, var(--down) 10%, transparent);}

.factbox{background:var(--paper-2); border:1px solid var(--line); border-radius:14px; padding:22px 24px; margin:1.8em 0;}
.factbox-head{display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:16px; padding-bottom:14px; border-bottom:1px solid var(--line);}
.factbox-eyebrow{font-family:var(--font-mono); font-size:.72rem; text-transform:uppercase; letter-spacing:.06em; color:var(--ink-faint); margin:0 0 4px;}
.factbox-head h3{font-size:1.15rem; margin:0;}
.factbox-prog{font-size:.85rem; color:var(--ink-soft); margin:3px 0 0;}
.factbox-grid{display:flex; flex-direction:column; gap:9px;}
.fact-row{display:grid; grid-template-columns:minmax(120px,1fr) minmax(0,1.6fr); gap:14px; align-items:baseline;}
.fact-label{font-family:var(--font-mono); font-size:.72rem; text-transform:uppercase; letter-spacing:.04em; color:var(--ink-faint); display:block;}
.fact-value{font-size:.92rem; color:var(--ink); font-weight:500;}
.factbox-routes{margin-top:16px; padding-top:14px; border-top:1px solid var(--line);}
.factbox-routes ul{margin:8px 0 0; padding-left:1.2em; color:var(--ink-soft); font-size:.9rem; line-height:1.65;}
.factbox-caveat{font-size:.88rem; color:var(--ink-soft); line-height:1.6; margin:16px 0 0; padding-top:14px; border-top:1px solid var(--line);}
.factbox-caveat strong{color:var(--ink);}
.factbox-disclosure{font-size:.78rem; color:var(--ink-faint); line-height:1.55; margin:12px 0 0;}
.factbox-disclosure a{color:var(--link);}
@media (max-width:520px){ .fact-row{grid-template-columns:1fr; gap:2px;} }

.visa-group-title{margin-top:38px;}
.visa-grid{display:grid; grid-template-columns:repeat(auto-fill,minmax(300px,1fr)); gap:18px;}
.visa-card{display:flex; flex-direction:column; gap:14px; padding:20px 22px; background:var(--paper-2); border:1px solid var(--line); border-radius:12px; text-decoration:none; color:inherit; transition:border-color .15s ease, transform .15s ease;}
.visa-card:hover{border-color:var(--accent); transform:translateY(-2px);}
.visa-card-head{display:flex; align-items:flex-start; justify-content:space-between; gap:12px;}
.visa-card-head h3{font-size:1.15rem; margin:0;}
.visa-prog{font-size:.82rem; color:var(--ink-soft); margin:3px 0 0;}
.visa-card-facts{display:flex; flex-direction:column; gap:8px; padding-top:12px; border-top:1px solid var(--line);}
.visa-card-facts > div{display:flex; flex-direction:column; gap:1px;}
.visa-card-facts strong{font-size:.9rem; font-weight:500; color:var(--ink);}
.visa-note{font-size:.82rem; color:var(--ink-faint); line-height:1.5; margin:0; padding-top:10px; border-top:1px solid var(--line);}

/* ---------- Monetisation, hubs, finders ---------- */
.sr-only{position:absolute; width:1px; height:1px; padding:0; margin:-1px; overflow:hidden; clip:rect(0 0 0 0); white-space:nowrap; border:0;}
.partner-tag{display:inline-block; margin-left:8px; font-family:var(--font-mono); font-size:.62rem; text-transform:uppercase; letter-spacing:.06em; font-weight:600; padding:3px 7px; border-radius:999px; color:var(--accent); border:1px solid var(--accent); vertical-align:middle;}
.partner-cta{display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap; background:var(--paper-3); border:1px solid var(--line); border-left:4px solid var(--accent); border-radius:12px; padding:16px 20px; margin:16px 0 0;}
.partner-cta-text{font-family:var(--font-display); font-size:1.02rem; font-weight:600; color:var(--ink); margin:0;}
.partner-cta-sub{font-size:.78rem; color:var(--ink-faint); margin:4px 0 0; max-width:52ch;}

.hub-actions{display:grid; grid-template-columns:repeat(auto-fit,minmax(260px,1fr)); gap:16px; margin:26px 0 8px;}
.hub-action{display:flex; flex-direction:column; gap:4px; padding:18px 20px; background:var(--ink); color:var(--paper); border-radius:12px; text-decoration:none;}
.hub-action:hover{opacity:.9;}
.hub-action strong{font-family:var(--font-display); font-size:1.05rem;}
.hub-action span{font-size:.85rem; opacity:.75;}

.bestfor-grid{display:grid; grid-template-columns:repeat(auto-fill,minmax(250px,1fr)); gap:14px;}
.bestfor-card{display:flex; flex-direction:column; gap:6px; padding:16px 18px; background:var(--paper-2); border:1px solid var(--line); border-radius:12px; text-decoration:none; color:inherit;}
.bestfor-card:hover{border-color:var(--accent);}
.bestfor-card strong{font-family:var(--font-display); font-size:1rem; color:var(--ink);}
.bestfor-card span{font-size:.82rem; color:var(--ink-soft); line-height:1.5;}

.weight-row{display:flex; flex-wrap:wrap; gap:8px; margin:12px 0;}
.weight-chip{display:inline-flex; align-items:center; gap:6px; padding:5px 10px; border-radius:999px; background:var(--paper-3); border:1px solid var(--line); font-size:.78rem;}
.weight-label{color:var(--ink-soft);}
.weight-val{font-family:var(--font-mono); font-weight:600; color:var(--accent);}

.bestfor-list{list-style:none; padding:0; margin:22px 0 0; display:flex; flex-direction:column; gap:16px;}
.bestfor-item{display:grid; grid-template-columns:44px 1fr; gap:16px; background:var(--paper-2); border:1px solid var(--line); border-radius:12px; padding:20px 22px;}
.bestfor-rank{font-family:var(--font-display); font-size:1.6rem; font-weight:700; color:var(--ink-faint); line-height:1;}
.bestfor-head{display:flex; align-items:flex-start; justify-content:space-between; gap:14px; margin-bottom:10px;}
.bestfor-head h2{font-size:1.2rem; margin:0;}
.bestfor-head h2 a{text-decoration:none; color:var(--ink);}
.bestfor-head h2 a:hover{color:var(--link);}
.bestfor-fit{display:flex; flex-direction:column; align-items:center; flex-shrink:0;}
.bestfor-fit strong{font-family:var(--font-display); font-size:1.3rem; color:var(--accent); line-height:1;}
.bestfor-fit span{font-size:.65rem; text-transform:uppercase; letter-spacing:.05em; color:var(--ink-faint);}
.bestfor-why, .bestfor-watch{font-size:.9rem; color:var(--ink-soft); line-height:1.6; margin:0 0 6px;}
.bestfor-why strong, .bestfor-watch strong{color:var(--ink);}
.bestfor-meta{font-family:var(--font-mono); font-size:.75rem; color:var(--ink-faint); margin:8px 0 0;}
.bestfor-link{display:inline-block; margin-top:12px; font-size:.86rem; font-weight:600; color:var(--link); text-decoration:none;}
@media (max-width:560px){ .bestfor-item{grid-template-columns:1fr;} .bestfor-rank{font-size:1.2rem;} }

.compare-picker{display:flex; flex-wrap:wrap; gap:8px; margin:24px 0 20px;}
.compare-chip{padding:8px 14px; border-radius:999px; border:1px solid var(--line); background:var(--paper-2); color:var(--ink-soft); font-family:var(--font-body); font-size:.85rem; cursor:pointer;}
.compare-chip:hover{border-color:var(--accent);}
.compare-chip.active{background:var(--ink); border-color:var(--ink); color:var(--paper);}
.compare-empty{color:var(--ink-faint); font-size:.92rem; padding:20px 0;}
.compare-scroll{overflow-x:auto;}
.compare-table{width:100%; border-collapse:collapse; font-size:.88rem; min-width:520px;}
.compare-table th, .compare-table td{text-align:left; padding:12px 14px; border-bottom:1px solid var(--line); vertical-align:top;}
.compare-table thead th{font-family:var(--font-display); font-size:1.05rem; color:var(--ink); border-bottom:2px solid var(--line);}
.compare-table thead th a{text-decoration:none; color:var(--ink);}
.compare-table tbody th{font-family:var(--font-mono); font-size:.72rem; text-transform:uppercase; letter-spacing:.04em; color:var(--ink-faint); font-weight:600; width:150px;}
.compare-table td{color:var(--ink-soft); line-height:1.55;}
.cmp-score{font-family:var(--font-display); font-size:1.4rem; color:var(--accent);}
.cmp-max{font-size:.8rem; color:var(--ink-faint);}
.cmp-bar{display:inline-block; width:70px; vertical-align:middle; margin-right:8px;}
.cmp-num{font-family:var(--font-mono); color:var(--ink);}
.compare-ctas{display:flex; flex-direction:column; gap:10px; margin-top:20px;}

.bf-matches{display:flex; flex-direction:column; gap:14px;}
.bf-card{background:var(--paper-2); border:1px solid var(--line); border-radius:12px; padding:18px 20px; position:relative;}
.bf-top{border-color:var(--accent);}
.bf-badge{display:inline-block; font-family:var(--font-mono); font-size:.65rem; text-transform:uppercase; letter-spacing:.06em; color:var(--paper); background:var(--accent); padding:3px 9px; border-radius:999px; margin-bottom:10px;}
.bf-head{display:flex; align-items:flex-start; justify-content:space-between; gap:14px;}
.bf-head h3{font-size:1.1rem; margin:0;}
.bf-head h3 a{text-decoration:none; color:var(--ink);}
.bf-fit{display:flex; flex-direction:column; align-items:center; flex-shrink:0;}
.bf-fit strong{font-family:var(--font-display); font-size:1.2rem; color:var(--accent); line-height:1;}
.bf-fit span{font-size:.62rem; text-transform:uppercase; letter-spacing:.05em; color:var(--ink-faint);}
.bf-why{font-size:.9rem; color:var(--ink-soft); line-height:1.55; margin:8px 0 4px;}
.bf-watch{font-size:.82rem; color:var(--ink-faint); line-height:1.5; margin:0;}
.bf-notes{margin-top:14px;}

.newsletter{display:flex; align-items:center; justify-content:space-between; gap:24px; flex-wrap:wrap; background:var(--paper-2); border:1px solid var(--line); border-radius:14px; padding:26px 28px; margin-top:40px;}
.newsletter h2{font-size:1.25rem; margin:0 0 6px;}
.newsletter p{color:var(--ink-soft); font-size:.9rem; line-height:1.55; margin:0; max-width:52ch;}
.newsletter-form{display:flex; gap:10px; flex-wrap:wrap;}
.newsletter-form input{padding:11px 16px; border-radius:999px; border:1px solid var(--line); background:var(--paper); color:var(--ink); font-family:var(--font-body); font-size:.9rem; min-width:220px;}
.newsletter-form input:focus{outline:none; border-color:var(--accent);}